If you're going to drive on Florida roads, you have to be financially responsible. Since it's a no-fault insurance state, Florida requires you to have liability insurance with minimum policy limits of $10,000 for personal injury protection and another $10,000 for property damage liability. Any other coverage is optional. At Florida Insurance Associates, we're independent insurance agents, and if all that you want is minimum coverage under Florida law, we'll be happy to arrange it for you with any one of the many auto insurance companies that we work with. That $10,000 of coverage isn't nearly enough though.
If you cause an accident with $50,000 of personal injury damages, somebody is going to be looking to you for that $40,000 excess over your policy limit. If you caused $15,000 of property damage on top of that, they'll be looking for that excess $5,000 too. Those facts alone should be enough to make you think about increasing your auto insurance coverage.
Because we're independent insurance agents, we're able to offer you a wide range of selections that agents for the gigantic insurance companies aren't permitted to give. You're able to select who insures you, the types of insurance that you want, the cost of your premiums and when they will be paid.
Maybe you bought a new vehicle that you need to insure, or you're just window shopping for quotes. Try our online rating tool, and you'll see what we can do for you. If you'd rather stop in at the agency, that's no problem at all. We'll set aside the time for you, and help you get the information that you need. Other agents are only going to give you one choice from one insurer because that agent only works with one insurer. Contact an independent insurance agent at Florida Insurance Associates for all of your auto insurance options.