Florida Home Insurance

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Home Insurance

If you own a home in Florida, you will need to carry home insurance. This comes in several forms depending on the type of home and whether or not you live in the home or if it is a rental property. Here at Florida Insurance Associates, we can help you determine what the right insurance is for your home.

Types of Home Insurance in Florida

As independent insurance agents, we offer all types of home insurance. These include the following:

  • Owner-Occupied Insurance - This type of insurance is for the home you actually live in. The types of damage it covers is different from other home insurance and will typically cover any structure that is attached to your home.
  • Insurance for Condo Owners - This insurance will provide some coverage for the actual structure, but is mostly for the owner's personal property and any liability they may face.
  • Rental Property - If you rent your home to someone else, you will still need to carry home insurance. What you need to cover will be different from the insurance you have on a home you actually occupy. This type of coverage is normally referred to as a dwelling from.
  • Renters Insurance - If you don't own the home you live in, you can still receive renters insurance to cover personal possessions and liability.

Home insurance can also include replacement value. If you select this type of policy be sure to maintain enough insurance as the value of your belongings increase over time.

Knowing what the right insurance for your home is can be a difficult process. That's why you need to work with an insurance company you can trust. At Florida Insurance Associates, our team of trained and experienced professionals can walk you through the process of buying home insurance to make sure you are completely covered. Give us a call or fill out our online quote tool today and get the insurance you need now.

Our Partners

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  • AIG
  • Allied
  • American Integrity
  • Chubb
  • CNA
  • Federated National
  • Fireman's Fund
  • Foremost
  • Hagerty
  • Ironshore
  • JIBNA
  • Lexington
  • Liberty Mutuals
  • Lloyd's
  • Peoples Trust Insurance
  • Safeco
  • St. John's
  • The Hartford
  • Travelers
  • United Property and casualty
  • Universal of North America